AI Insights

How European Pensions Could Manage Added Risk in Portfolio Exposures in Pursuit of Higher Returns

by Plotinus Plotinus No Comments

In our previous commentary. we explored the detrimental impact of the profound change in the underlying population demographics on European pensions. As we observed, the financial engineering error European pension funds made was that they did not properly account for the shrinking population of pension contributors and the growing population of longer living pension recipients. This has left pension funds grappling with the prospect of potential future collapse unless some very serious financial re-engineering is engaged in to fix the problem. And we left off with a suggestion that a solution could come through the addition of AI-driven strategies within the asset allocation mix.

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Fixing The Leaning Towers of European Pensions

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What Tourists and European Pensioners Have in Common

It is perhaps only somewhere with the allure of Italy, a bastion of human culture and progress for millennia, that could make an engineering failure a tourist attraction. The Leaning Tower of Pisa has about half a million visitors each year, with millions of euros in investment over the years helping re-engineer a solution to stabilize it and prevent gravity from eventually bringing it crashing to the ground (and Pisa’s tourist revenues along with it). It perhaps could serve as a positive metaphor for the troubling situation for not just Italy’s but Europe’s pension funds and the millions of pensioners they serve.

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Yin and Yin, and Addressing the Market Dilemmas of Now in a Different Way

by Plotinus Plotinus No Comments

October has not failed to live up to its reputation as a volatile month for the US stock market. For those seeking an explanation, the fall is being blamed on the rise of US 10-year treasury yields, which crossed 5% for the first time since July 2007. With risk-free investment around 5%, the shine is somewhat taken off risky US equity investments. In addition, the prospect of higher-for-longer borrowing costs does not bode well for US companies and by extension the stock market.

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Fooled by Cleverness: Is Your Portfolio Manager’s AI-Model Deceptively Skewed Towards the Most Recent Past?

by Plotinus Plotinus No Comments

Sophisticated investors are (hopefully) already reaping the benefits of the AI wave, by picking the winners among the tech stocks that have had an AI-driven surge in value since the beginning of this year. It is rather more difficult, however, to take the next step searching for AI opportunities among money managers deploying the technology. There is a very good reason for this.

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The Case for An AI/AI (Artificial Intelligence / Alternative Investment) Portfolio Allocation

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Which alternative investments diversify your portfolio?

Investors agree that there are benefits in having diversification within a portfolio. Deciding how diversification should be achieved and to what extent to allow diversification allocations to have a dilutionary effect on a portfolio’s core investment allocation are among the most challenging choices investors have to make.

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